Surabay, shesocial Indonesia
–
National entrepreneur and founder of CT Corp
Chairul Tanjung
share financial tips to
young generation
in
LPS Financial Festival 2025
which was held at the Dyandra Convention Center Surabaya, Wednesday (6/8).He stressed the importance of managing finances with discipline and avoiding excessive lifestyles.
According to CT, many young people are still mixing business money for personal consumption money.As a result, businesses do not develop because all direct income runs out for consumption.
“Don’t get big from the pole. If we have one month’s income from the Rp5 million business, not Rp5 million is consumed because the business will not advance,” CT said.
According to him, the money from business results may be consumed by a small portion.He gave an example, if someone consumes only Rp2 million from Rp5 million in income and the rest is played back for business, then the potential for business growth will increase.
“So that there is an increase in capita, the addition of capital, the addition of money played so the results can be greater. So if Rp2 million consumption, Rp3 million is added, the business can be greater. The consumption should not rise,” he said.
He also criticized the habits of some young people who were more concerned with appearance than business sustainability.According to him, such attitudes can lead to financial failure.
“There are young people we get Rp500 million credit, Rp. 300 million to buy cars. The remaining Rp. 200 million is played for Rp. 500 million.
CT also shared the principles of life that he was holding until now.Namely consumption as needed, the rest is used to enlarge business and share with others.
“Later, if the results are still large, they should not consume, use more for alms. So the efforts are God willing.
Not only about financial management, CT also encourages young people to become job creators, not job seekers.He said the state could only advance if the number of revenues was at least 4 percent of the total population.
“The philosophy is just one. Young people now do not look for work, but make jobs. So start young try to try to graduate from college absorbing labor,” said CT.
“Enough one person recruits 10 people. The formula is one: Don’t look for work, but create employment. While still young,” he added.
Do not stop there, CT is also scheduled to speak again in the second day Inspirational session of the 2025 LPS Financial Festival, Thursday (7/8) tomorrow.He will review more deeply about life stories and financial principles.
(FRD/AGT)
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