Jakarta, shesocial Indonesia
–
Financial Services Authority (
OJK
) Records outstanding financing from the Peer-to-Peer (P2P) lending industry or online loans (
loan
) reached Rp83.52 trillion as of June 2025.
Head of Executive Supervisory Supervisory Institutions, Venture Capital Companies, Microfinance Institutions, and Other Service Institutions (PMVL) OJK, Agusman said this value grew 25.06 percent on an annual basis (year on year/yoy).
“In the fintech industry peer-to-peer lending or pindar (online loan), outstanding financing in June 2025 grew 25.06 percent yoy with a nominal value of Rp83.52 trillion,” he added at the RDK OJK press conference on Monday (4/8).
Meanwhile, the 90 day default level (TWP90) came in 2.85 percent as of June 2025, up from the previous month at 2.77 percent.
On the other hand, financing debts from finance companies were recorded to grow 1.96 percent yoy as of June 2025 to Rp510.83 trillion.
“Especially supported by investment financing which grew by 8.16 percent yoy,” Agusman said.
In terms of asset quality, Gross’s non-performing financing ratio (NPF) fell to 2.57 percent in June from the previous month 2.55 percent.While NPF Net is stable at 0.88 percent.
Meanwhile, the Gearing Ratio of a finance company was recorded at 2.24 times, up from 2.20 times in May, still far below the maximum limit set, which is 10 times.
[Gambas: shesocial video]
(Fby/PT)
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